I architect AI-native ventures at the edge of what's next.

Florian Krüger (also written Florian Krueger) is an AI consultant, venture architect and digital strategist with twenty-five years building at the intersection of emerging technology and enterprise reality. He created AIOS, the AI Operating System framework, has advised AXA, BMW, Citibank, Bank of America and Siemens, holds faculty appointments at MIT and Singularity University, and is the founder of TAKO, MarinMaster and the Fintery AI-native venture studio.

Yes. Florian Krüger (Florian Krueger) provides hands-on AI consulting for boards and leadership teams — AI strategy, operating-model design, and AI governance — grounded in twenty-five years of cross-sector delivery and his AIOS framework. The focus is practical AI that ships, not slideware. The fastest route is florian@floriankrueger.com.

AIOS — the AI Operating System — is Florian Krüger's framework for running a business on AI: a five-level decision model for priorities, trade-offs, and direction, applied at board and team rhythm. It is also the subject of his book, AIOS — The AI Operating System Framework for Modern Business, available on Amazon.

An AI-native (or AI-first) venture studio designs, ships, and runs companies where AI is the core of the product rather than an add-on. Florian Krüger's studio, Fintery, runs one operating system across a portfolio of live ventures — including TAKO, MarinMaster and Alakai — so each company is a market test of the same operating logic.

A venture architect designs the operating system behind a business — the strategy, the technology stack, and the commercial model — and then builds and runs it as a real venture rather than a slide deck. In practice that means founding companies, sitting on boards, and turning the convergence of AI, data and privacy into products that ship and generate revenue.

Board seats, advisory mandates, founder and operating roles, and faculty appointments — most useful when a problem sits between two disciplines and neither owner is sure which one. Availability is open for Q3–Q4 2026. The fastest route is florian@floriankrueger.com.

AI and machine learning, distributed ledger technology, data privacy and sovereignty (GDPR / DORA), IoT, AR/VR, quantum and payment rails — applied across insurance, banking, mobility, energy, maritime and industrial sectors. The recurring theme is insurance economics and the behavioural data that drives renewals.

Two books: AIOS — The AI Operating System Framework for Modern Business, a practical framework for turning AI ambition into execution; and Real, Executable, Investable, a diligence lens for separating AI ventures that ship from those that pitch. Both are available on Amazon.

Based in Porto, Portugal, with offices in London, Spain and Germany. He operates in German, English, French, Italian and Spanish.